:root{
  --bg:#fbfaf7; --paper:#ffffff; --sand:#f3efe7; --line:#e4ddd0;
  --ink:#1f2633; --muted:#5b6170; --navy:#1b2a4a; --gold:#a6874a; --gold-soft:#efe6d2;
  --radius:10px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.7 "Lato","Helvetica Neue",Arial,sans-serif;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--navy)}
h1,h2,h3{font-family:"Cormorant Garamond",Georgia,serif;font-weight:600;color:var(--navy);letter-spacing:-.005em;margin:0}
h1{font-size:clamp(38px,5.2vw,58px);line-height:1.08}
h2{font-size:clamp(30px,3.6vw,40px);line-height:1.15;margin-bottom:14px}
h3{font-size:24px;line-height:1.25}
p{margin:0 0 14px}
.wrap{max-width:1100px;margin:0 auto;padding:0 24px}
.narrow{max-width:760px}
.muted{color:var(--muted)}
.eyebrow{font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:12px}

/* header */
header.site{background:var(--paper);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:84px;gap:16px}
.brand img{height:58px;width:auto}
nav.main{display:flex;align-items:center;gap:26px}
nav.main a{text-decoration:none;font-size:15px;color:var(--ink)}
nav.main a:hover{color:var(--gold)}
nav.main a.btn,nav.main a.btn:hover{color:#fff}
.btn{display:inline-block;text-decoration:none;font-weight:700;font-size:15px;padding:13px 22px;border-radius:999px;border:1.5px solid var(--navy);background:var(--navy);color:#fff;transition:background .2s,color .2s}
.btn:hover{background:#26385f}
.btn.line{background:transparent;color:var(--navy)}
.btn.line:hover{background:var(--navy);color:#fff}
.btn.small{padding:10px 18px;font-size:14px}
.menu-toggle{display:none}
@media(max-width:900px){
  nav.main a:not(.btn){display:none}
  .brand img{height:48px}
  header.site .wrap{height:72px}
}

/* hero */
.hero{padding:72px 0 64px}
.hero .grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.hero p.lead{font-size:20px;color:var(--muted);max-width:540px;margin:20px 0 30px}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px}
.hero .note{margin-top:26px;font-size:15px;color:var(--muted);border-top:1px solid var(--line);padding-top:18px;max-width:540px}
.photo{border-radius:var(--radius);overflow:hidden;background:#111}
.photo img{width:100%;height:auto}
figure{margin:0}
figcaption{font-size:14px;color:var(--muted);margin-top:10px}
@media(max-width:900px){.hero{padding:44px 0}.hero .grid{grid-template-columns:1fr;gap:32px}}

/* sections */
section{padding:84px 0}
section.tint{background:var(--sand)}
section.paper{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.intro{max-width:700px;margin-bottom:44px}
.intro p{font-size:18.5px;color:var(--muted)}
.three{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}
.three div{border-top:2px solid var(--gold);padding-top:18px}
.three h3{margin-bottom:8px}
.three p{color:var(--muted);font-size:16.5px}
@media(max-width:800px){.three{grid-template-columns:1fr;gap:28px}section{padding:60px 0}}

.list2{display:grid;grid-template-columns:1fr 1fr;column-gap:56px}
.list2 div{padding:20px 0;border-bottom:1px solid var(--line)}
.list2 h3{font-size:22px;margin-bottom:4px}
.list2 p{margin:0;color:var(--muted);font-size:16.5px}
@media(max-width:800px){.list2{grid-template-columns:1fr}}

.steps{list-style:none;margin:0;padding:0;max-width:820px}
.steps li{display:grid;grid-template-columns:64px 1fr;gap:18px;padding:22px 0;border-bottom:1px solid var(--line)}
.steps li:last-child{border-bottom:0}
.steps .n{font-family:"Cormorant Garamond",Georgia,serif;font-size:40px;line-height:1;color:var(--gold)}
.steps h3{font-size:23px;margin-bottom:4px}
.steps p{margin:0;color:var(--muted);font-size:16.5px}

.office{position:relative;min-height:520px;background:#222 center/cover no-repeat;display:flex;align-items:flex-end}
.office .card{background:var(--paper);max-width:470px;margin:0 0 48px 0;padding:30px 32px;border-radius:var(--radius)}
.office .card p{color:var(--muted);margin:0}
@media(max-width:700px){.office{min-height:380px}.office .card{margin:0 0 24px}}

.team-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px 44px;margin-top:40px}
.person{padding:24px 0;border-top:1px solid var(--line)}
.person .role{font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);font-weight:700;margin:4px 0 10px}
.person p{color:var(--muted);font-size:16.5px}
.person .focus{font-size:15px;color:var(--ink)}
@media(max-width:800px){.team-grid{grid-template-columns:1fr}}

table.compare{width:100%;border-collapse:collapse;background:var(--paper);border-radius:var(--radius);overflow:hidden;font-size:16px}
table.compare th,table.compare td{padding:15px 18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
table.compare thead th{font-family:"Cormorant Garamond",Georgia,serif;font-size:21px;color:var(--navy);background:var(--gold-soft)}
table.compare tbody th{font-weight:700;color:var(--ink);width:22%}
table.compare td.us{color:var(--navy);font-weight:700}
.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius)}

.fee{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.fee ul{list-style:none;margin:0;padding:0}
.fee li{padding:14px 0;border-bottom:1px solid var(--line);color:var(--muted)}
.fee li b{color:var(--ink);font-weight:700}
@media(max-width:800px){.fee{grid-template-columns:1fr;gap:20px}}

details{border-bottom:1px solid var(--line);padding:18px 0}
details summary{cursor:pointer;font-family:"Cormorant Garamond",Georgia,serif;font-size:23px;font-weight:600;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:20px}
details summary::-webkit-details-marker{display:none}
details summary:after{content:"+";color:var(--gold);font-family:Lato,Arial,sans-serif;font-size:24px;line-height:1}
details[open] summary:after{content:"\2212"}
details p{color:var(--muted);margin:12px 0 0;max-width:760px}

.band{background:var(--navy);color:#e9ecf3;padding:56px 0}
.band .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.band h2{color:#fff;margin:0 0 6px;font-size:32px}
.band p{margin:0;color:#c9cfdc}
.band .btn{background:#fff;color:var(--navy);border-color:#fff}
.band .btn:hover{background:var(--gold-soft)}

/* forms */
.contact{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:start}
@media(max-width:900px){.contact{grid-template-columns:1fr;gap:28px}}
form.f{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:30px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:600px){.row{grid-template-columns:1fr}form.f{padding:22px}}
label{display:block;font-size:14.5px;font-weight:700;margin:16px 0 6px;color:var(--ink)}
label .opt{font-weight:400;color:var(--muted)}
input[type=text],input[type=email],input[type=tel],select,textarea{width:100%;font:inherit;font-size:16px;padding:12px 14px;border:1px solid #d8d0c1;border-radius:8px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold-soft);border-color:var(--gold)}
textarea{min-height:110px;resize:vertical}
fieldset{border:0;padding:0;margin:16px 0 0}
legend{font-size:14.5px;font-weight:700;margin-bottom:8px;padding:0}
.choices{display:flex;flex-wrap:wrap;gap:8px}
.choices label{margin:0;font-weight:400;font-size:15px;border:1px solid #d8d0c1;border-radius:999px;padding:8px 14px;cursor:pointer;background:#fff;display:inline-flex;align-items:center;gap:8px}
.choices input{accent-color:var(--navy);margin:0}
.formnote{font-size:14px;color:var(--muted);margin-top:16px}
.thanks{display:none;background:var(--gold-soft);border-radius:var(--radius);padding:24px;margin-top:8px}
.err{color:#9b2c2c;font-size:14px;margin-top:10px;display:none}
.info dl{margin:0}
.info dt{font-weight:700;margin-top:18px;font-size:15px}
.info dd{margin:2px 0 0;color:var(--muted)}

footer.site{background:#141d33;color:#b9c0cf;padding:56px 0 34px;font-size:15px}
footer.site .cols{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:36px}
footer.site img{height:64px;width:auto;margin-bottom:14px}
footer.site h4{color:#fff;font-size:14px;letter-spacing:.12em;text-transform:uppercase;margin:0 0 10px}
footer.site a{color:#e2e6ee}
footer.site .legal{border-top:1px solid #2a3552;margin-top:36px;padding-top:20px;font-size:13.5px;color:#8f97a8}
@media(max-width:800px){footer.site .cols{grid-template-columns:1fr}}

@media (prefers-reduced-motion:no-preference){
  .reveal{opacity:0;transform:translateY(14px);transition:opacity .7s ease,transform .7s ease}
  .reveal.in{opacity:1;transform:none}
}
@media print{header.site,footer.site,.band{display:none}}